These Terms of Use (the "Terms") govern access to and use of the MBA Quest mobile application (the "App"), published by Mickael Guimberteau (see Legal Notice). They apply to every user of the App (the "User").
Installing or using the App constitutes full acceptance of these Terms.
MBA Quest is an MBA-level finance learning app, structured into worlds and chapters, offering:
The App follows a Free / Premium model: some chapters and features are freely accessible, others require a paid subscription.
MBA Quest's content is exclusively educational and intended for skills-building. The scenarios, fictional companies, figures and case studies presented are designed for illustration and learning purposes.
No content in the App constitutes investment advice, a financial, legal or tax recommendation, or an inducement to carry out any financial transaction. The User remains solely responsible for any investment or management decision made on the basis of knowledge gained through the App, and is encouraged to consult a qualified professional before making such decisions.
Access to certain features requires creating an account (authentication managed via Firebase Authentication). The User agrees to provide accurate information and to keep their credentials confidential. The User is solely responsible for any activity carried out from their account.
5.1 Subscribing. Premium subscriptions are offered through Apple's in-app purchase mechanisms (App Store) and managed technically via RevenueCat. Prices, durations and renewal terms are displayed before any purchase within the App.
5.2 Renewal and cancellation. Subscriptions renew automatically unless cancelled by the User directly from their Apple / App Store account settings, at least 24 hours before the renewal date. The App's publisher cannot initiate or process a subscription cancellation directly: this is handled exclusively through the User's Apple account settings.
5.3 No right of withdrawal. In accordance with regulations applicable to digital content supplied immediately, a User who accesses Premium content upon purchase waives their right of withdrawal.
Users can enable revision notifications (configurable across three levels: never / standard / high) from the App's settings. These notifications are delivered via the Apple Push Notification service (APNs).
All educational, textual, graphic and software content within the App is protected under intellectual property law. Any unauthorized reproduction or distribution is prohibited (see Legal Notice).
The User agrees to use the App as intended, not to attempt to circumvent the protection mechanisms for Premium content, and not to interfere with the proper functioning of the App or the rights of third parties.
The publisher makes reasonable efforts to keep the App accessible but does not guarantee continuous, uninterrupted availability, in particular in the event of maintenance, third-party service outages (Firebase, Apple), or force majeure.
To the extent permitted by law, the publisher shall not be held liable for direct or indirect damages resulting from the use of, or inability to use, the App, or from decisions made by the User based on the educational content offered.
Users may delete their account at any time from the App's settings. This erases the profile and educational progress from the publisher's servers. An active Premium subscription must be cancelled separately via the App Store.
The publisher reserves the right to modify these Terms at any time. Users will be informed of any material changes. Continuing to use the App after a change constitutes acceptance of the new Terms.
These Terms are governed by French law. In the event of a dispute, an amicable solution will be sought first, before any legal action; French courts have sole jurisdiction absent an agreement.
For any question regarding these Terms: support@mbafinance.app